Do you Need Insurance for a Bicycle | Geico Bicycle Insurance

A Detailed Explanation of Bicycle Insurance knowledge

Do you Need Insurance for a Bicycle | Geico Bicycle Insurance


Guided reading 

Do you Need Insurance for a Bicycle-: Choosing bicycles to travel in daily life gives us convenience and speed. However, with the increasing number of public bicycles and the number of people renting them, some personal injury accidents have also occurred during the use of public bicycles. Therefore, the safety of bicycles has become the focus of attention. Citizens who often go out by bicycle are recommended to purchase bicycle insurance. It is understood that bicycle insurance can maximize the personal and property safety of the general public in the process of using public bicycles, and give full play to the public welfare effect of public bicycle rental projects; Get insurance coverage for your own and third-party injuries, making cycling safer.


Is bike insurance necessary?

Choosing a bicycle to travel in our daily life brings us convenience and speed, and more importantly, fitness, which has many benefits. However, accidents can also occur in bicycle riding in life, so buying bicycle insurance has become the focus of attention. Is bike insurance necessary? Let's look at the complete introduction that follows.


The safety of bicycles has been controversial in recent years. Since there is no license plate, there is no associated bicycle insurance. The situation of bicycles running away after a hit-and-run accident brings great difficulty to traffic management, and also seriously threatens the safety of citizens.

With the increasing number of public bicycles and the number of people renting, some personal injury accidents have also occurred in the process of renting public bicycles. Insurance for public bicycles and purchasing bicycle insurance can maximize the personal and property safety of the general public in the process of using public bicycles, and give full play to the public self.

How to claim bicycle insurance

How much is bike insurance

How to buy bicycle insurance

Is bike insurance necessary?

How much does bike insurance cost

What is the bicycle race insurance

Do you Need Insurance for a Bicycle | Geico Bicycle Insurance


How to buy bicycle insurance

People who have ridden bicycles have more or less the experience of losing their cars. How to effectively prevent bicycles from being stolen has always been a headache. Therefore, bicycle theft rescue came into being. Let's take a look at how to buy bicycle insurance for theft and rescue?

At present, most smart bicycles on the market have built-in GPS. Although the position and trajectory of the bicycle can be viewed through the mobile app, this "smart anti-theft" function is only used for early prevention and warning. After the bicycle is actually stolen, no manufacturer can A complete solution can be given.

Bicycle startup Cookie Bicycle has a somewhat “special” approach to this problem – they have launched a bicycle theft and rescue plan through cooperation with China Taiping Property & Casualty Insurance. If the user's bicycle is unfortunately stolen, the insurance company will pay for it, to minimize the user's loss after losing the car.

How much is bike insurance

When people buy bicycle insurance, they are most concerned about the price of the product. So, how much is bike insurance? There are differences in the price of different products, the guarantee period is different, and the product prices are also different. Let's take a look at the introduction.

The price of bicycle insurance is a problem that people are very concerned about, but there are differences in the price of different products, and the guarantee period is different, so the product prices are also different. 

Bicycle riding insurance is a product specially launched for participating in outdoor riding sports. There are many kinds of products, and there are many kinds on Huize.com, such as "Riding Peace of Mind" - outdoor riding insurance is specially designed for outdoor sports enthusiasts Tailor-made, covering accidental injury and medical evacuation and repatriation, with low premiums.

Pay attention to the benefits of cycling Health insurance Don't forget to ensure focus on the Benefits of Cycling Master the Skills of Cycling Benefit 2 of Cycling: Health Protection The advantage of cycling: are environmental protection and money-saving.

The benefits of cycling technology

amount of cycling cycling

Disadvantages of cycling Rules


Do you Need Insurance for a Bicycle | Geico Bicycle Insurance

How to claim bicycle insurance

After purchasing bicycle insurance, citizens need to apply for claims in case of an unfortunate accident. So, how does bike insurance claim? There are main steps such as reporting a case - approving insurance liability - reviewing materials - paying compensation, etc. Let's take a look at the introduction.

The insured, the insured, or the beneficiary of insurance money shall notify the insurer promptly after learning of the occurrence of an insured event. After the insurer receives the request from the insured for payment of insurance money, it shall promptly decide as to whether it is an insurance liability; if the situation is complicated, it shall decide within 30 days, unless it is otherwise stipulated in the insurance contract. 

Where the nature, cause, and extent of loss of the insured accident cannot be determined intentionally or due to gross negligence, the insurer shall not be liable for the payment of insurance benefits for the undetermined part, but the insurer has known in time or should have Timely know the insurance accident except.

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